Due to novel coronavirus pneumonia, the bank debt is growing and unable to fully repay because of its lack of stable customer resources and the impact of the new crown pneumonia epidemic
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Liang went back to the old bank’s structural design with a monthly salary of 20000
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On March 10 this year, Mr
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Mr
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” Cao Qixuan, President of Shenzhen bankruptcy court of Shenzhen intermediate people’s court, said
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As a result, the sales were poor, resulting in the bank’s arrears (about 750000) not being paid
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If he fails to implement the reorganization plan, the creditor shall have the right to recover all the principal and interest of the loan from him according to law
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Liang, the party concerned, should have made a structure
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In case of infringement or the owner of the original copyright disagrees
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Liang filed an application for personal bankruptcy with the Shenzhen intermediate people’s court
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According to Mr
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Liang received the ruling served by the staff of Shenzhen intermediate people’s court, and the court approved his personal bankruptcy application
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Liang repaid the principal of the loan within three years and all interest was exempted
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Liang’s declaration, as of the date of filing the bankruptcy application, his total debt was about 750000 yuan, while he had only 36120 yuan deposit, 4719.9 yuan housing provident fund, a monthly fixed wage income of about 20000 yuan, and no large property such as real estate and vehicles《 The regulations on personal bankruptcy of Shenzhen Special Economic Zone stipulates that: if a natural person who has lived in Shenzhen Special Economic Zone and has participated in Shenzhen social insurance for three consecutive years loses the ability to pay off debts or has insufficient assets to pay off all debts due to production, operation and living consumption, he may apply to the people’s court for bankruptcy, including bankruptcy liquidation, reorganization and reconciliation
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He expressed his willingness to pay off the debt as much as possible and put forward a reorganization feasibility plan
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This is the first personal bankruptcy case in China since the implementation of the first personal bankruptcy law in China, the regulations on personal bankruptcy of Shenzhen Special Economic Zone, on March 1 this year
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Therefore, after the application for bankruptcy protection was approved, the 750000 principal still needs to be repaid, but the interest is no longer included, That is, you don’t have to pay the interest
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Mr
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After failing to start a business, Mr
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I need to work hard and pay off the money I owe as soon as possible
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According to the reorganization plan that came into effect according to the court’s ruling, Mr
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on the 19th, Mr
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Liang, 35, chose to start a business in the Bluetooth headset market in 2018
““ The personal bankruptcy system gives “honest and unfortunate” debtors the opportunity to be “reborn” economically
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Recently, the first personal bankruptcy application in China was approved by the court
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Liang worked as a structural engineer in a company with a monthly income of about 20000 yuan
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In the next three years, Mr
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Liang and his wife will use all their income to repay their debts except 7700 yuan per month for basic living and some production necessities as exempted property
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Warm tips 1) some pictures in this article come from the Internet, and the copyright belongs to the original author and original source
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He chose to start a business in the Bluetooth headset market in 19 years
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After strict examination, the court accepted the application according to law, and stopped calculating the interest on the debt of about 750000 yuan on the day of accepting the application in accordance with the regulations on personal bankruptcy of Shenzhen Special Economic Zone
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After bankruptcy, Mr
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Here are the details: at 11 a.m
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Liang told reporters that before applying for personal bankruptcy, he received up to seven or eight debt collection calls a day, which was very stressful“ Now I don’t have the huge mental burden before
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It seems that Mr
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