Heavy! Work safety liability insurance in the field of construction in Hangzhou has been comprehensively promoted


At present, the contact person and contact information of the underwriter that has been included in the risk control platform of Hangzhou digital security liability insurance.

According to the requirements of the production safety law of the people’s Republic of China (revised in 2021), the opinions on promoting the implementation of production safety liability insurance system in the field of Construction issued by the Provincial Department of construction and the notice on printing and distributing the implementation plan of production safety liability insurance in Hangzhou issued by the municipal Safety Commission Office, construction belongs to eight high-risk industries One of the fields shall be insured with production safety liability insurance.

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The safety production accident prevention service for the insured project shall run through the whole process of project construction.

What are the contents of work safety accident prevention services? The construction enterprise shall provide security liability insurance to the underwriting institution, and require the underwriting institution or its entrusted third-party work safety technical service institution to carry out accident prevention services according to the requirements of relevant specifications and standards.

What are the coverage? Including employees, third-party liability and other relevant expenses.

The hotline contact information of the underwriter is fixed line telephone PICC 95518 Meimei 1825848152788408721 Ping An Property Insurance 95511 Zhang Lei 1306795750581953966 earth property insurance 95590 Shi Yang 1869857260087000255 Guoshou property insurance 95519 Yan Xiang 1333581900785770739 China Property Insurance 95585 Lu Ming 18657131937819 53966 for more details, please click.

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If there is a subcontractor in the project, the premium shall be uniformly handled by the general contracting construction enterprise, and the subcontractor shall reasonably bear the insurance cost according to the subcontract.

Including but not limited to: 01 formulate a perfect service scheme for construction and production safety accident prevention and hidden danger investigation; 02 safety risk identification, assessment and safety evaluation, hidden danger investigation of production safety accidents, safety production publicity, education and training, safety production standardization and information construction, preparation of safety production emergency plan and emergency rescue drill, etc.

On December 15, the Municipal Construction Commission officially issued the notice on promoting work safety liability insurance in the field of construction in Hangzhou, which promoted work safety liability insurance in the field of construction, introduced the risk professional control and social security functions of commercial insurance into the safety production supervision system, and formed a government led, enterprise responsible Socialized security risk prevention and control system, and build a perfect long-term mechanism for risk prevention of construction safety production.

The premium expenditure of safety liability insurance shall be included in the project cost.

What is safety production liability insurance in the field of construction? What are its specific contents? How to insure? Xiaobian brings first-hand information.

The accident prevention service fee shall not be less than 30% of the safety liability insurance premium.

Look down! What is safety production liability insurance in the field of construction? It refers to the commercial insurance in which the underwriting agency compensates for casualties, property losses and related economic losses caused by production safety accidents in all insured projects such as housing construction and municipal infrastructure projects (including rail transit projects) within the administrative region of the city, and provides production safety accident prevention services for the insured projects.

How long is the insurance period? From the date of formal commencement of the project to the date of completion acceptance of the project.

03 municipal Safety Committee Office has substantively established and operated Hangzhou digital safety liability insurance service guarantee center, established the “Online + offline” service mode, safety liability insurance underwriting information, service, rectification Hangzhou smart insurance settlement service center should gradually build a smart insurance settlement service platform for site liability.

How to determine the premium rate? The rate of safety liability insurance shall be subject to the floating mechanism according to the safety management level, accidents, compensation and social credit of the insured unit, and the specific rate published by the insurance company shall prevail.

All houses under construction and municipal infrastructure projects (including rail transit projects) in Hangzhou Administrative Region shall be insured with production safety liability insurance before December 30.

In view of the frequent transfer of various types of work and high labor mobility in the engineering construction project, the insurance shall be carried out in the form of anonymous and regardless of the number of people.

What are the underwriting agencies? According to the implementation plan of Hangzhou work safety liability insurance issued by the Municipal Work Safety Commission Office and following the principle of “fairness, fairness and openness”, the insurance institution determined by public bidding according to law.

Employees include death compensation, disability compensation and medical expenses; Third party liability includes personal injury or property loss of a third party; Other relevant expenses include rescue expenses, accident identification, legal litigation expenses, etc.

Who is the insured? All housing construction and municipal infrastructure projects (including rail transit projects) within the administrative area of the city shall be insured by the corresponding construction enterprises with the project as the unit.

Among them, the investigation of production safety hazards shall be conducted at least once a month, the analysis of production safety risk shall be conducted at least once a quarter, and the safety training, education or emergency rescue drill shall be held at least once a year.

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